Transform Your Loan Origination Process with Unparalleled Efficiency
Supercharge your loan origination processes with Cync Loan Origination System (LOS) for streamlined approval processes and faster funding.
Create Custom Dashboards with Real-Time Analytics
Cync LOS includes more than four dozen data visualizations and reports for real-time insights across your entire lending portfolio and pipeline. Put your team first by customizing layouts by role and curating lists of reports to share to meet the needs of Credit Analysts, Portfolio Managers, and more!
Looking for user-centered reports? “My Analytics” provides comprehensive reports that are tied specifically to the user’s profile.
Cync Software also offers Reporting as a Service—a full-service option for custom reports to provide even the most granular insights for time and process optimization. Request a demo with our team to discuss what Cync Reporting as a Service can do for you!
No-Code Self-Service Administration Capabilities for Maximum Uptime
Empower your team and optimize your adoption rate with self-service administration capabilities, allowing flexible, codeless management of templates and core aspects of the application to get the team up and running in seconds. Request a demo to see for yourself!
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Administrative Empowerment
Get the autonomy required for codeless template creation and administration that aligns with risk appetite, lending policies, and analytics.
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Time Savings
Eliminate the need for manual intervention by allowing users to perform routine tasks, reducing the workload on administrators.
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Cost Savings
Cut down on support costs and time spent on repetitive tasks with automation and APIs, allowing resources to work more strategically.
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Consistent Reporting
Codeless management allows values to scale across microservices, making enhanced reporting both scalable and reliable.
Eliminate Downtime with Self-Service Management for Critical Processes in Loan Origination
File Management
Create custom metadata fields, categories, and document types with best-in-class digital asset management for all lending services.
Spreading Management
Create codeless spreading templates in seconds with custom statement selections and field creation for Individual, C&I, and Real Estate spreads.
Loan Lifecycle & Task Management
Create automated workflows and tasks for borrowers, stakeholders, and all affiliated parties to streamline analysis and operations.
Loan Management
Customize everything in your loan origination process to meet the needs of your risk appetite and policy: loan lifecycles, types, products, approval management, and more!
Collateral Management
Create custom and standard collateral categories, set specific recovery rates, and add custom fields for optimal tracking of all assets in a lender’s portfolio.
Covenant & Tickler Management
Self-service covenant and tickler creation has never been easier! Create standard covenants at the management level for accurate reporting and generate ticklers with your messaging, by your rules.
Risk Management
Customize one of the most flexible risk rating applications in the industry with one- or two-dimensional risk assessments that align with even the strictest of lending policies for loss given default and probability of default with flexible calculations, “haircuts,” and more!
Forms Management
Our Forms Management solution boasts a robust API that allows lenders to customize any type of form imaginable—Credit Memos, Change Memos, Annual Reviews, and more—with real-time data, then brand them for effortless documentation that’s consistent across the organization.
Approval Management
Your teams, your risk, your rules! A modern lending solution requires an agile approval management—Cync LOS delivers effortless management for any lender, no matter the process.
Meet Your Relationship Command Center
Get 360º insights you never thought possible with modules that offer comprehensive views and analysis based on affiliations—all with a secure file management system that integrates seamlessly with third parties and platform microservices. This is the command center for all relationship management.
Are you looking for new financial insights? Request a demo today to see what our Relationships module has to offer.
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Launchpad for Any Task, Any Function
Request documents, credit scores, or apply for a loan—all from one location
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In-Depth Affiliations
Build a comprehensive network for relationship-driven insights
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File & Document Management
Securely store documents for tracking, compliance, and accountability
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Automated Spreading & Analysis
Create GAAP-compliant spreads with automation for analysis in seconds
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Direct & Indirect Exposure Tracking
Optimize financial resilience in dynamic market environments
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Covenants & Ticklers Management
Take action and mitigate risk with time-saving automation and transparency
Automatically Spread Financials in Seconds
Import Financial Documents
Automatically Spread Financials
Analyze, Report, Decide
Ready to Supercharge Your Spreading Automation?
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Commercial (C&I) Spreading
Spreading balance sheets and income statements from tax returns and financial statements has never been easier!
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Real Estate Spreading
Automatically spread property cash flow and rent roll statements from tax returns and financial documents.
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Individual Spreading
Automatically spread personal tax returns and respective schedules for a comprehensive view of financials.
Reduce Spreading Time by 80% with Real Insights & Analytics
Cync Spreading will automate your spreading process and see how your borrowers’ financials stack up against industry peers with our Risk Management Association (RMA) integration, and generate reports with informative data visualizations—all in a matter of seconds! Automated spreading capabilities are constantly being enhanced to take your financial reporting and analysis to the next level. Request a demo today to see what Cync Software can do for you.
Commercial Statements & Analysis
- Balance Sheet*
- Income Statement*
- Equity Reconciliation
- Debt Schedule
- UCA Cash Flow
- Direct Cash Flow
- Indirect Cash Flow
- Traditional Cash Flow
- Global Debt Service
- Stress Test
- Ratios
- Aggregated Periods
*Automated statement spreading available
Real Estate Statements & Analysis
- Property Cash Flow*
- Portfolio Analysis
- Rent Roll Analysis*
- Discounted Cash Flow
- Stress Test
- Debt Schedule
*Automated statement spreading available
Personal/Individual Statements & Analysis
- Personal Cash Flow*
- Personal Tax Return*
- Financial Statement
- Debt Schedule
- Global Debt Service
- Real Estate Schedule
*Automated statement spreading available
Get Ready for an Agile Approach to Underwriting and Risk Management
Originate. Mitigate. Control.
Originate loans and track their progress in real-time with comprehensive tools, customizable forms, and detailed reporting at both the lender- and user-level to keep your loan pipeline moving at a pace never thought possible.
Looking to mitigate risk? The Cync Portal can streamline your approach, offering transparent correspondence to ensure consistent communication in an instant between lender personnel, customers, and third parties.
Take control of every aspect of the loan process with the Cync Loan Origination System. Cync LOS boasts one of the most robust collateral management systems on the market and also offers lenders a secure document management system, automated covenants and ticklers, and risk rating modules that can be imported into fully-customizable credit memos, allowing lenders to optimize costs and maximize profits across their portfolio—enabling credit for any borrower!
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Customize Your Loan Lifecycle & Approval Process
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Task Assignment & Analysis with Transparent Communication
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Robust Collateral, Analytics, & Activity Monitoring at Any Level
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Automated Covenants & Ticklers Tracking in Real Time
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Fully Customizable Risk Rating, Credit Memos, & Forms
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Easy Doc Generation, Approval, & Booking with eSign Capabilities
Limitless Collateral Customization & Monitoring Capabilities Shed New Light on Your Portfolio
Customize Collateral Fields
Pledge Collateral to Loan
Import Documents & Images
Collect & Store Additional Information
Track Collateral Value at Any Level
Meet the Revolutionary Risk Rating System with Fully-Customizable Dual Risk Assessment Capabilities
When it comes to mitigating risk, precision is paramount. Our ground-breaking risk rating system for Cync LOS offers market-leading capabilities for comprehensive risk analysis with the ability to choose probability of default (PD), loss given default (LGD), or both to assess borrowers and transactions (loans). This dual risk rating system allows lenders to more precisely plan and anticipate upcoming risk at the loan and portfolio levels by automating the process in which various underlying data points that are captured for calculation.
Probability of Default (PD)
Create and customize variables and calculation methods to determine the overall risk score for borrowers and loans with supplemental warning signs.
Loss-Given Default (LGD)
Calculate the default exposure for a lender at origination by assessing recovery rates of collateral and guarantees for a transaction.
With Automated Covenants & Ticklers, Portfolio Monitoring Has Never Been Easier
Generate
Automate
Verify
Mitigate
Looking for a way to effortlessly monitor relationships and loans with curated reports and engaging data visualizations?
Our Covenants & Ticklers feature allows lenders to create and monitor relationship- or loan-specific covenants and ticklers, automating the tracking process.
With automation, lenders simply need to verify the evaluation of a covenant, streamlining the process and helping to ensure accurate compliance reporting, internal reviews, and regulatory exams.
With a real-time connection to the customer portal, ongoing tickler document collection is both convenient and effective.
Request a demo today to expand your team’s capabilities risk mitigation.
The Most Comprehensive File Management in Commercial Lending
Painless Asset Management
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Customize Document Types, Document Types, & Metadata
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Upload Files Directly from the Dashboard
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Track Approval Status, Activity, and More
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Easily Search, Locate, and Preview Documents & Images
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Confirm Mapped Financial Documents & Open Spreads
Close More Loans with Confidence
Cync Software understands the critical nature of closing deals in a timely manner. As part of this commitment, we empower teams with cutting-edge features and capabilities necessary to keep all parties informed to ensure a seamless and efficient closing process.
Faster Time-to-Close
Our closing capabilities are designed to reduce redundant tasks and, in turn, the time it takes to close a commercial loan, allowing your organization to seize opportunities swiftly and move on to the next loan.
Enhanced Accuracy
Each loan can be customized to fit the needs of the lender—minimizing errors and inaccuracies in the closing process, contributing to a smoother experience for both your team and clients.
Improved Communication & Collaboration
Foster collaboration among internal teams and external stakeholders through integrated communication channels and collaborative tools is possible with the Cync Portal—your next tool for transparency.
Ready to take the next step?
Invest in a Commercial Loan Origination Software that will exceed your closing expectations. Request a demo today to see how Cync LOS can provide the tools and analytics needed to close deals efficiently and maintain a competitive edge in the market.
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Automated Document Generation & Management
Generate precise loan documents based on predefined templates, ensuring compliance and accuracy with our automated forms management system.
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Workflow Automation
Automated workflows can be defined and customized to match your organization's specific processes with notifications and updates at each stage, keeping all stakeholders informed and aligned.
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Electronic Signatures and Document Execution
Cync Software offers industry standard solutions for digital signatures to expedite the approval and signing of documents, ensuring security and compliance.
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Integrated Communication Channels
Facilitate the closing process with the Cync Portal—an innovative solution that integrates with communication tools, ensuring a collaborative and transparent environment.
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Real-Time Status Tracking
Gain real-time visibility into the status of each loan closing with an ability to track progress and identify bottlenecks for quick resolution—all with a transparent view of the closing process that buildings trust and confidence.
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Compliance Documentation & Tracking
Align with regulatory requirements with our easy-to-use compliance tracking capabilities.
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In-depth Reporting & Analytics
Leverage comprehensive reports to analyze closing trends, identify areas for improvement, and make data-driven decisions with available full-service report creation to meet the specific needs of your organization.
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Audit Trail and Documentation
Ensure accountability and transparency with a robust audit trail that tracks all changes and actions taken during the closing process.
Your Portal to Loan Optimization
Our secure, easy-to-use Cync Portal offers an inviting experience for all parties to experience transparent communication, provide documentation, and eSign documentation for fast and efficient approval.
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Optimal Security in a Branded Environment
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Transparent Communication with All Parties
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eSign, Check Approval Status, Activities, and More
Request a demo today to see what our portal can do for you.
Cync Integrations Are Open for Business
Cync Software offers an integration framework that allows lenders to safely and securely hook into open APIs. Looking for a specific integration? Request a demo to see what our integrations team can do for you.
